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Buying a Home

A collection of 10 posts

East Tennessee home — First-Time Home Buyer: Where Do I Start?

first-time-buyer

First-Time Home Buyer: Where Do I Start?

New to buying? This step-by-step first-time home buyer guide covers budget, credit, pre-approval, your team, offers, inspections, and closing.

East Tennessee home — The Hidden Costs of Buying a House (What Nobody Tells You)

The Hidden Costs of Buying a House (What Nobody Tells You)

The hidden costs of buying a house go way beyond the down payment. See closing costs, prepaids, inspections, and first-year surprises Tennessee buyers face.

East Tennessee home — Are We Making a Mistake Buying Now?

Are We Making a Mistake Buying Now?

On the fence about buying a house together? Here's how to tell if you're ready, what buyers actually regret, and how to buy without second-guessing.

East Tennessee home — What Credit Score Do I Need to Buy a House?

What Credit Score Do I Need to Buy a House?

Minimum credit scores by loan type: 620 conventional, 580 FHA — plus what VA and USDA really require, what score gets the best rate, and how to raise yours.

East Tennessee home — How to Tell If a House Is Overpriced (Without Guessing)

How to Tell If a House Is Overpriced (Without Guessing)

Is that home overpriced? An East Tennessee agent shows how to read price-per-sqft, days on market, comps, and appraisal gaps before you make an offer.

East Tennessee home — Should I Rent or Buy in My 30s?

Should I Rent or Buy in My 30s?

Renting or buying in your 30s? The real rent-vs-buy math, break-even thinking, and the life factors that matter most, from a local East TN agent.

East Tennessee home — Can I Buy a House With Student Loans?

Can I Buy a House With Student Loans?

Student loans don't block homeownership. See how lenders count your student loan payment, how DTI works, and how FHA vs conventional loans differ.

East Tennessee home — How Much Do I Need for a Down Payment?

How Much Do I Need for a Down Payment?

You don't need 20% down to buy in East Tennessee. See real minimums by loan type (3%, 3.5%, 0% down), how PMI works, and what to save beyond the down payment.

East Tennessee home — Is Now a Bad Time to Buy a House?

Is Now a Bad Time to Buy a House?

Mortgage rates, inventory, and prices in East Tennessee for fall 2026 — the honest breakdown of when buying now is smart and when waiting wins.

5 Hidden Costs Every First-Time Buyer Should Know Before Closing

Buying a Home Featured

5 Hidden Costs Every First-Time Buyer Should Know Before Closing

You saved for the down payment. You got pre-approved. Then the numbers started changing. Here are the hidden costs that catch Tennessee buyers off guard.

Your Home Sold Guaranteed Realty
121 Suburban Road Suite 101
Knoxville TN 37923

📞 865-365-2280

*Tracy and seller must agree upon price and possession date.
Kings of Real Estate, LLC DBA "Your Home Sold Guaranteed Realty"