How does 6.95% change the buy-first math?

Two payments near Freddie Mac's 6.95% (as of September 17, 2026) for 66-plus days is the real tax of buying first without a dated exit.

seller-intent

Can I buy a house before selling mine in Farragut?

Q: Can I buy a house before selling mine in Farragut?

Yes — if you date the exit first. Realtor.com: $701,000 median sold, 186 listings, 66 DOM, 100% sale-to-list.

Q: What are my real options if I buy first?

Contingency (only if house one is marketable), bridge/HELOC, cash on house two, or guaranteed-sale/cash on house one. Budget 66-plus days of carry.

Q: How do I keep from owning two houses?

Price to solds near $701,000, budget the 66-day clock at ~6.95%, and do not write until the exit is dated.

Q: What is the Farragut buy-before checklist this week?

Evaluation to solds, price toward $701,000, budget 66-plus days, pick contingency/bridge/cash/guaranteed-sale, then write.

Yes — if you date the exit on your Farragut house before you write on the next one. Bridge, contingency, cash, or guaranteed-sale can work; an undated second payment usually does not.

Tracy King

18 Sep 2026 • 4 min read

Yes — if you date the exit on your Farragut house before you write on the next one. Bridge loans, contingencies, cash, or a guaranteed-sale plan can work; an undated second payment usually does not.

You already own a $400K-plus house in Farragut or west Knox County and want the next address. The trap is writing on house two while house one still has no firm close date. Realtor.com key indicators as of September 2026 show a $701,000 median sold, a $799,250 median list, 186 active listings, 66 median days on market, and a 100% sale-to-list ratio.

That is enough inventory for buyers to compare — and enough calendar risk to make two mortgages painful near today's rates.

Can I buy a house before selling mine in Farragut?

You can — when the sale of house one has a dated path. A thin sale contingency against 186 competing listings is weak if your ask sits above solds. Stronger paths: a bridge or HELOC you can actually qualify for, a cash purchase on house two, or a guaranteed-sale plan that puts a possession date on the exit. Get a home evaluation against Farragut solds so your list matches what buyers are paying near $701,000.

Farragut, Realtor.com, key indicators as of September 2026
Metric	Latest	Note
Median sold price	$701,000	closed middle
Median listing price	$799,250	asking middle
Active listings	186	city supply
Median days on market	66	city clock
Sale-to-list	100%	sold vs ask

The 30-year fixed averaged 6.95% as of September 17, 2026 per Freddie Mac. Carrying two payments near that rate for 66-plus days is the real cost of buying first without a dated exit.

What are my real options if I buy first?

Contingent offers work when your Farragut house is priced to solds, photographed well, and already under contract or clearly marketable. Bridge financing works when your lender underwrites both payments and your equity supports it. Cash on house two removes the contingency fight. A cash offer or guaranteed-sale plan on house one can make your next offer credible without gambling another 66 days of carry.

Homes in Farragut, TN sold for approximately the asking price on average in September 2026 with a Sale-to-List price ratio of 100%. Homes that price to that ratio move; homes that fight it sit while your next address waits.

How do I keep from owning two houses?

Decide the exit before you write. Price house one to solds near $701,000, not to hope above the $799,250 list median. Budget a 66-day median plus closing before you commit to a second payment date. Our proven system is built for owners who will not write until the sale is real. Desk fee for agents who hang a license with us is $250/mo. Call 865-365-2280.

What is the Farragut buy-before checklist this week?

Get a home evaluation against Farragut solds — not only the $701,000 city middle.
Price house one toward solds near $701,000 before you tour house two.
Budget a 66-day median plus closing at roughly 6.95% before you sign a second payment.
Pick contingency, bridge, cash, or guaranteed-sale — and write that date into the plan.
Do not write on house two until house one has a dated exit you can defend to a lender and a seller.

When you price, bring a printed comps sheet to the kitchen table — street solds, not county-wide hopes — and decide the ask before the photographer arrives. A clear number beats a week of second-guessing after the sign is up.

The risk is not that Farragut stopped selling. September 2026 solds still printed $701,000 and 100% of ask. The risk is buying first with no dated exit — then stalling both houses while you carry two payments.

West Knox County move-up sellers feel this squeeze most when the next house is the one they have already emotionally bought. Slow down the second contract until the first has a path. A week of patience on the buy side often saves months of double payments on the sell side.

If your preferred next house will not wait, say so up front and choose a path that dates the exit: stronger pricing on house one, bridge capacity you have already underwritten, or a guaranteed-sale plan. The expensive choice is pretending a two-week close is normal against a 66-day city clock while you are already under contract on house two.

Buyers and sellers in Farragut both respond to clarity. A listing that matches solds and a purchase plan that names the exit date keep the move-up from becoming a two-house trap. Start with numbers on paper — solds, DOM, rate, and a possession date — before you fall in love with the next address.

Your Home Sold Guaranteed or I'll Buy It!* is how you put a date on the exit so the next house does not stall while this one sits.

Call the Kings of Real Estate team at 865-365-2280. Knoxville is at 121 Suburban Road, Suite 101, Knoxville, TN 37923. Start with a home evaluation or ask about a cash offer.

Get Your Home Sold Guaranteed* Plan →

*Tracy and seller must agree on price and possession date. Kings of Real Estate, LLC DBA "Your Home Sold Guaranteed Realty".

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